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It takes only around 30 seconds for I’m Insured to provide you premium quotes from a range of insurers.

When you check out the list, you’ll also notice that with most quotes you’ll get a cashback reward for taking out the policy, usually worth 20 percent of your first year’s premium. As always with I’m Insured, you can check out the full policy terms and conditions before clicking through to buy.

Normally we’ll say you pay the insurer’s exact premium with no hidden fees, but that’s not the case here. No, believe it or not, you’ll often pay less than the insurer’s standard premium for your chosen policy. That’s because insurers pay a commission to comparison websites, but we intentionally take a lower commission than the standard rate, meaning you get a discount on the premium.

There are a few key legal points to remember when taking out level term life insurance. It’s neither a savings scheme nor an investment. The policy doesn’t pay out unless you die during the term; you can’t get your premiums back, and there’s no payout if you are alive at the end of the term. If you don’t keep up the premium payments during the policy term, the cover will be void.

While our price comparison is suitable for most applicants, please do get in touch with us for a personally tailored quote or consultation if you have specialist needs. A key example of this is if you have a serious pre-existing medical conditioning. Most insurers require you to declare this in advance and it could affect not just the premium prices, but also which insurer works out the best deal.

Life Insurances:

Family Income Benefit

Life Insurance for Expats Living Abroad

Sarcoidosis

Epilepsy

Crohn's Disease, IBS & Ulcerative Colitis sufferers

Business Protection, Key Person Insurance & Relevant Life Insurance

Diabetes

Osteoarthritis or Rheumatoid Arthritis

Life Insurance quotes over 50

High Blood Pressure Life Insurance

Asthma

Anxiety or Depression

What our customers say

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Rachelle From Cardiff

I shopped around and used the comparison tool on I’m Insured and two other popular comparison websites. I’m Insured came out £51 cheaper on my car insurance. Thanks very much! Eased the blow of a £416 MOT ever so slightly!

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Mark From Newport

I work in the industry and I was very impressed with the service. The representative took his time to run through everything and answered all my questions with ease. Finally, and most importantly, the cost of the product taken was also very competitively priced. Would highly recommend.

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quote

Paul From London

Gwilym of I’m Insured was an excellent consultant when I changed my family’s life insurance and critical illness cover….
Gwilym of I’m Insured was an excellent consultant when I changed my family’s life insurance and critical illness cover. I asked him a lot of searching questions over a period of time before deciding, and he remained patient and extremely helpful at every stage, customer service at its very best! I ended up with a combination of products that saved me money every month, yet had much more comprehensive cover than my previous arrangement.

Read more
quote

Geoff From Nottingham

The easiest site I choose to look at and what’s more, cheaper prices that the other comparison sites I tried!
The easiest site I choose to look at and what’s more, cheaper prices that the other comparison sites I tried!

Read more
quote

Sarah from Mansfield

Before coming to I’m Insured I tried all of the major comparison sites. I wasn’t happy with the prices I was given until I found I’m Insured.
They managed to beat all the previous quotes and insure me at the price I wanted to pay.

Read more
quote

Rachelle From Cardiff

I shopped around and used the comparison tool on I’m Insured and two other popular comparison websites. I’m Insured came out £51 cheaper on my car insurance. Thanks very much! Eased the blow of a £416 MOT ever so slightly!

quote

Mark From Newport

I work in the industry and I was very impressed with the service. The representative took his time to run through everything and answered all my questions with ease. Finally, and most importantly, the cost of the product taken was also very competitively priced. Would highly recommend.

quote

Paul From London

Gwilym of I’m Insured was an excellent consultant when I changed my family’s life insurance and critical illness cover….
Gwilym of I’m Insured was an excellent consultant when I changed my family’s life insurance and critical illness cover. I asked him a lot of searching questions over a period of time before deciding, and he remained patient and extremely helpful at every stage, customer service at its very best! I ended up with a combination of products that saved me money every month, yet had much more comprehensive cover than my previous arrangement.

quote

Geoff From Nottingham

The easiest site I choose to look at and what’s more, cheaper prices that the other comparison sites I tried!
The easiest site I choose to look at and what’s more, cheaper prices that the other comparison sites I tried!

quote

Sarah from Mansfield

Before coming to I’m Insured I tried all of the major comparison sites. I wasn’t happy with the prices I was given until I found I’m Insured.
They managed to beat all the previous quotes and insure me at the price I wanted to pay.

WHY CHOOSE US?

We can also help with putting your policy into trust.

That means you can nominate somebody to look after the money if you die and there’s a payout before you want the intended recipient to get the money. A common example is parents who want to have the payout go to a child only once the child turns 18 or 21. Putting a policy into trust also ensures that the payout goes to your intended recipient and can’t be seized by creditors if you have any debts when you die. There may also be tax benefits to putting a policy into trust.

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